The aerial work platform has become an essential tool for professionals in many sectors: telecommunications infrastructure maintenance, public lighting, construction, tree trimming, and more. However, its use can present risks. It is therefore essential and mandatory to take out insurance to protect its operators and third parties.
The Different Types of Coverage
Insurance companies offer different types of coverage to their policyholders: liability for damages or injuries caused to third parties, material damage, theft, accidental damage, and road risks. It is important to understand the different coverages to choose the one that best suits your needs.
Insurance Premiums
The amount of the insurance premium depends on several factors: model and year of the aerial work platform, frequency of use, training and experience of the operator. The newer and more frequently used the platform is, the higher the related insurance premium will be. However, investing in safety training and proper maintenance of the aerial work platform can reduce the premium. Insurance companies are indeed responsive to all initiatives aimed at raising operators' awareness of safety and the proper maintenance of aerial work platforms.
Taking out insurance is mandatory and thus provides financial, legal, and operational protection. Furthermore, it offers a certain peace of mind as it protects against unforeseen events. Do not hesitate to request quotes from several insurance companies to obtain the best rates and coverages.
